Legalization of Private Hire Insurance

There are a lot of reasons accidents can happen in our everyday life. But mostly it occurs when driving on the busy roads. As a PCO driver in London, whether it’s your fault or not, it is important to get private hire insurance. As the weather deteriorates, thousands of accidents happen every day in London.
Though, you are a safe driver you cannot control the situation around you. These situations make you feel distracted not to see the coming vehicle in front of you. Recently, there has been noted a list of accidents in London.
Unfortunately, if you get into an accident and you do not have the correct insurance, you may come across to spend thousand Dollars to cover the loss.
Let’s take a look at some reasons that you must have Private Hire Taxi Insurance as a PCO Driver in London.




Obligatory by Law:

All PCO drivers must have Private Hire Taxi Insurance as it is required by Law. When you come across an accident, private hire insurance will provide coverage for you and your passenger. If you were found at fault, private hire insurance will provide coverage for your vehicle and the other vehicle as well. At the point of licensing, private hire vehicle must still be covered by reward or hire insurance. This depicts that how essential it is to get your vehicle insured correctly on the road.

Protection from Uninsured Drivers:

It protects you from uninsured drivers. If you get involved in an accident and the driver of other vehicle is uninsured, your private hire insurance will manage the damage of your vehicle as well as any medical costs for you and your traveler. If you do not have the insurance of your vehicle, then possibly it can turn into a criminal investigation and this matter will now be handled by police.

Defends If the Accident Was Your Fault:

It protects you even if the accident was your fault and if another car, a pedestrian or damaged property will be hit by your PCO car then the insurance will provide coverage and will be responsible to protect your legal expenses.

Hoards Money:

Private hire insurance saves your money. Without insurance, an accident can waste your thousands and might not be able to replace your PCO car or get its repaired. Private hire insurance will manage your vehicle’s damage as well as your medical expenses.

Saves Your Time:

Time is money. And private hire insurance saves your money as well as time. As when you come across an accident, it is a stressful and time-consuming process to get your car inspected and evaluated and either replaced or repaired. An agent of private hire insurance will do all this for you. Private hire insurance is very important and obligatory for PCO driver in London and you’ll not get hired by many private operators if you do not have the correct private hire insurance. 

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